How-to make an application for a Pag-IBIG homes mortgage to own a good pre-had house

How-to make an application for a Pag-IBIG homes mortgage to own a good pre-had house

I recently tried to buy an affixed, cuatro rooms, 2-storey tool in Las Pinas. Proprietors moved towards Us just before the brand new lockdown in the brand new Philippines in addition to their house is up for grabs. A common buddy out of ours informed us about any of it whenever I found out it absolutely was not all procedures aside regarding my parents’ house, i grabbed notice, expected if they’re offered to a good Pag-IBIG loan, and hit right up a contract to your manager once they told you yes.

Unique Stamina of Attorney and you can Combined Bank account

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When the owners of a house commonly in the nation, they have to bring a qualified broker an enthusiastic S.P.An excellent. or a unique Stamina of Lawyer that gives expert for the individual sell their property for them. That is why even though we were recommended by the a familiar pal, we needed the new user’s representative to add us a copy away from one to notarized Spa that individuals had to include one of several records that people was basically submission to your Pag-IBIG place of work.

The proprietor should be in the country to help you indication the brand new Salon giving one expert in order to their particular agent, however, if the agreement among them happens when the dog owner is already overseas, she have to draw the fresh Unique Electricity from Attorneys that this woman is discover, get it notarized truth be told there and you will stamped because of the Philippine Embassy in the whichever nation she actually is at the – here’s what it label brand new Consularized Day spa – and you will post it to your Philippines by send.

Should your Salon is finalized in your town, the dog owner ought to provide facts which they was indeed on the Philippines once they finalized the newest Day spa. In cases like this, the property owner provided photocopies of the passports plus the stamps that incur the new go out it kept.

Take note along with you to definitely Pag-IBIG cannot material inspections in order to Salon agents. New inspections are about name of residents on the name and additionally be placed in order to a district account. Should your wife and husband is actually each other titled regarding identity of the property, the newest membership must be a joint one to.

The brand new box processes

Since the we questioned for a cost savings, we’d to complete this new leg work at the mortgage software, and that was not so very bad, got it maybe not already been COVID seasons installment loans Richmond IL. The entire procedure merely got united states regarding thirty day period to complete.

We’d some a put off since Pag-IBIG agent who named us initially informed me to render the brand new copies of all of the files to your workplace and shed them at container it set up at the its place of work. I imagine it actually was some outdated and erratic just to shed court data into the a box, however, since it is with the reports, i accompanied the new information of this agent. We had been told that a person will-call united states, however, i failed to get any phone call.

Immediately following pursuing the upwards more often than once, i gotten an email telling you that we don’t have an application for a loan, haha! Goodbye files regarding the field!

So we recorded once again, now, i did it on line. As reasonable, I think the website was still are upgraded on time of our basic application. We learned regarding a person that their unique brother went through brand new box techniques and acquired a trip, thus i guess that program spent some time working before all of our distribution.

Documents so you’re able to upload on the internet:

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In our circumstances, it absolutely was Jay’s photographs as it is actually he who had been implementing for a loan. It’s convenient like that as the they are in your community functioning it is therefore convenient in order to processes his records.



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