Regarding a decade ago I come applying for credit cards

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I cannot recommend this to anyone that doesnt have the heart and desire to play games. I played the 12 months interest free game. Every major purchase I did would always be 12 months interest free, double points for the first 3 months ect ect. As long as I got 6 to 12 months interest free I applied for the card. Keep in mind this was when the economy was good. I did this when I redid my garage floor, attic insulation, parts for my firebird, you name it I did it. Whenever I had a big project I would apply for a new card and charge everything more or less at once on that ONE card and then put it aside and never use it again. To make the numbers each lets say insulating my attic was about $1200 (believe it or not it was close to that). I got a credit card for 12 months interest free and paid the credit card 100 bucks a month. By the time the interest was to kick in the card was paid off. I put the money in the bank (once again interest rates were good at the time) so I made a couple bucks each month in the bank. Figure I did this for YEARS and now have about 10 credit cards. My total credit available is about 60K. My credit score is about 775. What I did was/is not for everyone! To date I can no longer do what I USED to be able to do because of shitty job history and the economy. The last time I applied for a credit card I was denied due to the fact that I had “too many revolving accounts.” Keep in mind that if I canceled these cards my credit score WOULD take a hit. So now I use these cards once a year just to keep them active. In a perfect world when my health is better and I can maintain a good paying job I can go to the bank and say that I have good credit, a good amount saved for a down deposit for a house and in theory buying a house should be somewhat easier as far as credit goes. I refuse to let someone co-sign on the dotted line for anything for me just due to prior experiences of people breaking out the score cards later on in life (remember when I did this for you ect ect.)

For all your men which need to acquire a property or funds one thing.. pray so you can goodness you’ve got good credit. In my opinion some dudes one to accept that playing cards worst you need to see the big picture. Even though *you* myself been able to shell out cash for everything doesnt indicate it will work for everyone. Even after the things i wrote more than I As well (at one time) paid down cash to own everything. I won’t enter the explanations right here however it worked out aswell to some degree. The main one disadvantage to that was I am able to Never sign up for credit imperative link cards.. you will never score that loan. Ignore to shop for a house until We robbed a lender.

In conclusion for the past a decade I have to has recharged from the 100K worth of articles. Ive racked upwards a lot of reward points ect ect. Occasionally We shell out bucks to own articles but one to form I’m interested in a discount. I know there is dudes for the right here that have tested a great car together with people wants 3K for this and you also start brand new transactions and force involves shove together with wad of money comes out! Gotta like it!